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Equifax Credit Watch Gold

• Instant online access to your latest Equifax credit file, with ability to run unlimited credit reports for FREE.
• Monitoring alerts sent to you automatically within 24 hours of key changes to your Equifax report.
• Ability to receive alert notifications direct to your mobile.
• You are provided with full support from the Equifax Customer Care Team.
• Newsletters packed with tips and advice to help maintain a good credit file (optional).

Regularly checking your Equifax credit report is one of the best ways to combat identity theft and identity fraud. The Equifax Credit Watch service automatically checks and monitors your personal credit report and alerts you within 24 hours of key changes to it. This helps you to act before serious damage can be done to your credit file.
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Who is Equifax Credit Watch for?
Equifax Credit Watch is a product for financially savvy consumers and for those concerned with the risk of identity fraud. Using Equifax Credit Watch is the ultimate way for these consumers to keep on top of managing a healthy credit file, thus enabling them to obtain the best financial arrangements and halt identity fraud from becoming an issue of concern.

What does Equifax Credit Watch Do?
Equifax Credit Watch is the complete personal credit report service. Equifax Credit Watch provides you with unlimited access to check your credit report online. Every time you check a copy of your Equifax credit report online it archives a copy of that credit report for you, allowing you to easily check back and understand how your Equifax credit history has changed over time.

Equifax Credit Watch provides you with a complete change history of your personal credit file, thus enabling you to check how and when your credit file has been updated. This Equifax service provides you with credit monitoring alerts to notify you of the changes to your Equifax credit report within 24 hours of those changes occurring. You are able to receive those credit monitoring alerts via text message, or email.

Equifax Credit Watch also provides you with access to an Equifax customer care phone line. This allows you to contact Equifax to discuss any aspects of your personal credit report. By contacting Equifax direct, you are able to get the best personalised advice on your Equifax credit report, thus helping you to improve your credit rating, maintain an impeccable credit score, or even to protect against identity theft and identity fraud.

You have the option to receive a regular newsletter from Equifax. The Equifax newsletters are packed with tips and advice to assist you in managing your credit file effectively.

What Information does Equifax Credit Watch Provide?
When you login to the Equifax Credit Watch service, the first thing you will see is a summary panel. This enables you to make amendments to your alert preferences, shows you whether there are any new alerts and allows you to check your personal credit report.

Equifax Credit Watch allows you to check your credit report an unlimited number of times. Every time you conduct a credit check, a credit report for that date will be archived online. Archived reports do not update and remain viewable for 12 months. Maintaining an archive of credit reports allows you to establish how your credit record has changed over a period of time.

The Equifax Credit Watch service also monitors the way your credit history has changed on a detailed level. Every time an entry on your credit file is updated, you receive an alert to notify you of this change. The types of changes that you can receive notification of include:

Credit Searches: These detail the applications you have made for credit or services.
Credit Agreement Details: Various information is filed in relation to your credit agreements. This includes: monthly filings of your repayment data, details of any credit limit changes, notifications of defaults and flagging up whether any of your credit accounts haven’t been used for a long time (are dormant).
Electoral Roll Data: Information provided by your local authority confirms your address by your presence on the electoral roll
Linked Addresses: Provides addresses where you have applied for credit and/or have held credit accounts.
Court Data: This details any judgements / decrees against people in relation to recovery of money.
CML (Council of Mortgage Lenders) Data: Information on people who have voluntarily given up their homes or had them repossessed.
CIFAS: Notifications placed on file by lenders when your personal information has been misused – this could signify cases of suspected fraud.
Notice Of Dispute / Notice Of Correction: These notifications show that you have added text to your credit file to have certain circumstances investigated or to explain occurrences within your credit file.
GAIN (Gone Away Information Network) Data: Information relating to people that have moved home but have not notified lenders of the move.
Account Caution Flag: Accounts that are current, (up-to-date with repayments) can be given a caution flag if there is a risk that may impact future repayments.

Is it true I can get Free Equifax Credit Reports with Equifax Credit Watch Gold?
If you signup for Equifax Credit Watch Gold monitoring today, you get free access to the service for 30 days. Within this time, you can view unlimited copies of your credit report. After the initial 30 day free trial period, the cost of continuing to use the service is £69.99 for 12 months – that’s an investment of less than twenty pence per day to ensure there are no longer any unexpected surprises appearing on your credit report.

Why Choose to use Equifax Credit Watch Gold Service
Credit Watch Gold is the ultimate way to gain peace of mind regarding any changes to your credit status. All notifications are managed automatically, and at speedy (within 24 hours of any changes), thus enabling you to take immediate action on any areas of concern.

Purchase Equifax Credit Watch Gold Purchase Equifax Credit Watch Gold today. There are 2 payment options available - £7.50 per month (with a 3 month minimum), or FREE for 30 days and then only £69.99 for a 12 month period.

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Make the most of Equifax : Use the links below to access a range of credit information services from Equifax:

equifax credit score See your Credit Score and the way lenders view you with Equifax Credit Rating : See Credit Score Now!

equifax credit report Understand Your Credit File & the the information contained in it with Equifax Credit Report View Credit Report Now!

equifax identity watch Receive notification of key changes to your credit report & Combat Identity Theft with Equifax Identity Watch. Order Identity Watch!